Built on creditor-facing experience. Accountable to documented results.
Rira Infospire LLP was founded by practitioners who ran creditor negotiations directly — not advisors who read about them. That distinction is the operating premise of every engagement we take on.
Every engagement starts with a documented debt schedule
Before any agreement is signed, we produce a line-by-line schedule: each creditor, current balance, realistic negotiated target, and timeline. You see the actual numbers before we begin.
Our fee structure is tied entirely to reductions we achieve — not to enrollment, not to paperwork filed. If the balance doesn't move, neither does our invoice.
Standards that hold us accountable
Licensed Negotiators
Results-Only Fee Structure
Documented Outcomes
Every negotiation produces a written settlement record. Clients leave with paperwork that shows the original balance, the settled amount, and the written creditor agreement.
Our negotiators operate under licensing standards required for third-party debt resolution. Credentials are traceable and current — not decorative.
Fees are calculated as a percentage of the debt reduction we negotiate — zero is charged until a creditor accepts a settlement below your current balance.
See your debt schedule before you decide anything
The first consultation is a working session: your creditors, your balances, realistic negotiated targets. No obligation, no enrollment pitch.